Roeser Accountancy - Fresno Accountant, Business Valuation, & Financial Consultant

Auto Loan Calculator

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Definitions

Monthly payment:
Monthly payment for this loan.

Interest rate:
Annual interest rate for this loan.

Term:
Number of months for this loan.

Cash down:
Total amount of cash used in this purchase.

Trade allowance:
Total dollar amount given on your trade-in.

Amount owed on trade:
Total loan balance still outstanding on the trade-in.

Taxable fees (optional):
Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable.

Non-taxable fees (optional):
Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and not taxable.

Sales tax rate:
Sales tax percentage rate charge on this purchase.

Total down:
Net amount available as a down payment. This is your cash down, plus your trade-in, minus any outstanding loan balance on your trade-in.

Net trade in:
Net amount for trade in applied to your purchase.

Qualifying income:
Minimum monthly income range required to qualify for this loan payment.

Sales price:
Total price for this car.

Sales tax:
Total amount of sales tax on this purchase.

Loan amount:
Total amount of your auto loan.

The information presented is of a general nature only and may omit details related to your particular circumstances, and accordingly cannot be regarded as legal or tax advice. Please contact the office to discuss how this information pertains to your specific financial or tax situation.